A complete analysis of my stablecoin income strategy with a monthly income of $500,000 and an average annualized return of 78%.

An investor shares their stablecoin strategy generating approximately $500,000 per month with an average annualized return of 78%. The approach combines points programs, DeFi protocols, and early project participation across seven main sources:

Plasma: Deposited $2.3M, purchased XPL tokens, targeting a $10B valuation. Estimated annualized return: 217%.
Morpho Fund: Passive liquidity provision yielding a 10% annualized return, allowing flexibility for new opportunities.
Euler Finance Spark Mining: Participating in Unichain mining for OP incentives, offering a 27% annualized return with relatively low risk.
Theo Network: A newly launched platform with a points system. No private transactions; expected 30% annualized return.
Neutrl: Not yet launched; opted for a 12-month lock offering a fixed 30% annualized return via private transaction.
MorphoLabs RLP Arbitrage: Current yield is 33% (high volatility), with an additional expected 10% from Resolv points.
Open Eden: Temporarily reducing exposure due to rising interest rates affecting strategy profitability. Estimated 50% annualized return at a $300M FDV.

Returns are speculative and heavily influenced by points activities, particularly Plasma, which has performed exceptionally well.

Author: Octoshi.eth

Compiled by Tim, PANews

By participating in points events and investing in real income agreements, I was making about $500,000 a month, which sounds crazy.

The following article will explain the sources of income.

This is my current allocation, and my average annualized rate of return is 78%. While my estimate is conservative, a large portion of it is based on activity points, which makes it highly predictive.

The first source of income was participating in Plasma. I deposited $2.3 million and bought $125,000 worth of XPL tokens at $500 million FDV.

Taking into account a 90-day investment cycle and the current $5.7 billion valuation on Hyperliquid, my annualized return is 217%. XLP is aiming for $10 billion!

The second source of income is a passive position that provides immediate liquidity so that I can jump in at any time when I find new income opportunities or interesting trades.

The operation is simple: I just need to deposit money into the Morpho fund, which currently earns an annualized rate of return of 10%.

The next source of revenue is Euler Finance’s Spark mining activity on Unichain, from which OP token incentives can be obtained.

Under the current circumstances, the annualized rate of return is 27% (Euler does not display OP rewards), which is actually quite high considering the relatively low risk.

The next one is Theo Network, a new player that just went online not long ago.

They've introduced a points system, which I'm very optimistic about.

There are no private PY transactions, so everyone can participate with peace of mind and will not feel cheated.

Pray that the annualized rate of return can reach 30%

Next up is Neutrl. This project hasn’t officially launched yet, but it offers a private transaction with different options. I chose to lock my funds for 12 months to get a fixed annualized rate of return of 30%.

Maybe it will be online soon?

The next source of income is MorphoLabs' RLP arbitrage, which currently has an actual annualized yield of 33% (with high volatility), and has not yet included Resolv point rewards, which are expected to add an additional 10% annualized yield.

The last one is Open Eden. Although I am optimistic about this project, I have to reduce my holdings due to the decline in profitability of the revolving lending strategy due to rising interest rates (but I will increase my holdings again soon).

With an FDV of $300 million, I estimate an annualized return of approximately 50%.

$500,000 per month and an average annualized return of 78%—both of which are speculative and heavily influenced by Plasma—proved to be a very wise investment.